Coverage you can rely on Coverage begins after the 30day period. Stains, rips or tears, seam separation, and more are covered. Defects in materials or workmanship are covered after the manufacturer expires. Easy claims process File a claim anytime online or by phone. Most claims approved within minutes. If we can't it, we'll send you an egift card for the of your covered product or it. Product eligibility The plan must be purchased with a product or within 30 days of the product . Preexisting conditions are not covered. Terms and details More information about this protection plan is available within the 'Product guides and documents' section. Simply click 'User Guide' for more info. Terms & Conditions will be available in Your Orders on . Asurion will also email your plan confirmation with Terms & Conditions to the address associated with your account within 24 hours of . Use scenarios and practical applications Scenario 1: After daily use, your covered product experiences stains or a tear. You can file a claim and have it repaired or replaced without hassle. Scenario 2: A defect in materials or workmanship occurs after the manufacturer expires. The plan provides coverage beyond the original period. Scenario 3: If the item cannot be repaired, you receive an egift card for the of your covered product or a replacement, simplifying a quick resolution.