Key benefits Protects your from everyday damage and post defects. Coverage includes stains, rips or tears, seam separation, and more, plus defects in materials or workmanship after the manufacturer expires. Fast, simple claims process. File online or by phone, with most claims approved within minutes. If we can't it, you'll receive an egift card for the of your covered product or a replacement. Clear, predictable terms. Terms & Conditions are available in Your Orders on . Asurion will email your plan confirmation with Terms & Conditions to the address associated with your account within 24 hours of . Flexible eligibility. The plan must be purchased with the product or within 30 days of the product . Preexisting conditions are not covered. What becomes covered and when Coverage starts after the 30day period. Covered scenarios include stains, rips or tears, seam separation, and additional issues described by the plan. Defects in materials or workmanship are covered after the manufacturer expires. Plan details you should know Terms & Conditions are accessible in Your Orders on ; plan confirmation with Terms & Conditions is sent within 24 hours of to the account email. The plan must be bought with the product or within 30 days of . Preexisting conditions are not covered. Use scenarios Scenario 1: A fabric item is stained or torn during normal use. You file a claim online or by phone and, if isn't possible, you receive a replacement or an egift card for the . Scenario 2: A seam separates on a garment or bag. You submit a claim and the plan covers , replacement, or payout if isn't feasible. Scenario 3: A product develops a defect after the manufacturer ends. You initiate a claim and receive replacement or reimbursement under the plan terms.